Medicare · Life · Retirement Income
Next Level Insurance Solutions helps individuals and families make confident, well-informed decisions about the coverage that protects their health, their income, and the people they love — with clear guidance and zero pressure.
Your health coverage, your retirement income, and the protection you leave behind. We walk you through each one — in plain language, at your pace.
Medicare Advantage, Medicare Supplement, and Part D prescription drug plans — explained clearly so you understand what you're choosing before you decide.
Explore Medicare →Strategies built to help a portion of your savings keep paying you for as long as you live — with protection from market downturns along the way.
Explore Retirement Income →Coverage built so the people you love are left with memories, not a bill — from final expense to whole life and term protection.
Explore Life Insurance →Plan ahead for the care you may one day need — and help protect your savings and your family from the cost of it.
Learn more →Ancillary coverage that fills the gaps Original Medicare leaves behind, so your everyday care is covered too.
Learn more →Supplemental protection that pays cash benefits to help with the costs a major diagnosis can bring.
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Next Level Insurance Solutions was founded by Kaelia Andrus, a licensed insurance agent, on a simple idea: the people who trust you with their health and retirement security deserve more than a policy — they deserve someone who genuinely cares what happens to them. Kaelia builds the agency alongside her husband, Ben.
As an independent agency, we aren't tied to any single company. That means the advice starts with your situation — your doctors, your budget, your family — and not with a product. Kaelia asks good questions, listens, and explains your options in plain language so you can choose with confidence.
Meet KaeliaBefore anything else, we learn what matters to you — the doctors you want to keep, the prescriptions you take, and what you can comfortably spend.
We walk through how each type of coverage works, in plain language, so you can weigh the trade-offs yourself.
When you're ready, we help you enroll in the plan you choose — and stay available year-round as your needs change.
Pick a time that works for you. We'll meet in person, over the phone, or by video — whichever fits your schedule — and walk through your options together.
Schedule a Consultation